Loan calculator and monthly payments
Simulate a loan, calculate monthly payments and total cost, and view a complete amortization schedule.
Monthly payment
/ month
- payments
Loan ends -
Principal borrowed
Total interest
Total amount repaid
Actual term
Loan cost breakdown
-Total repaid
Principal-
-
Interest-
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Loan balance over time
Remaining balance, principal repaid, cumulative interest and cumulative payments.
Remaining principalPrincipal repaidCumulative interestCumulative payments
Principal and interest repaid by year
See how much principal and interest you pay each year.
Principal repaidInterest paidRemaining principal
Impact of extra repayments
Compare the original loan with your accelerated repayment scenario.
Add an extra repayment to see the potential savings.
Amortization schedule
Every payment in detail: amount paid, interest, principal repaid and remaining balance.