Mortgage affordability calculator

Estimate how much you can borrow and the home price you may afford from income, debts, down payment, rate and term.

Your borrowing capacity

Change your income, debts and loan assumptions to update the affordability estimate instantly.

Monthly household income

Existing monthly debt payments

Available down payment

Annual interest rate

Loan term

Maximum debt ratio

Other monthly housing costs

Maximum purchase budget—

Maximum loan amount—

Maximum mortgage payment—

Estimated total interest—

Monthly income left after commitments—

—Maximum debt ratio

New mortgage—

Existing debts—

Other housing costs—

Income left—

	Rate	Term	Payment	Borrowing capacity	Purchase budget