Simulate a loan, calculate monthly payments and total cost, and view a complete amortization schedule.
Finance & business
Work out VAT, margins, discounts, salaries, loans, interest and profitability indicators with finance calculators that show their formulas and assumptions.
34 tools available · 9 subcategories · 34 embeddable widgets
All toolsLoans & credit 4
Calculate payments, total cost, interest, and repayment schedules for loans and credit.
Estimate car payments with a down payment, trade-in, taxes, fees and a full amortization schedule.
Estimate how much you can borrow and the home price you may afford from income, debts, down payment, rate and term.
Calculate your total debt-to-income ratio, housing ratio and remaining monthly borrowing room.
Interest & savings 4
Calculate simple or compound interest, capital growth, and savings scenarios.
Calculate how much to save regularly to reach a target amount.
Calculate capital growth with compound interest and regular contributions.
Calculate simple interest and final amount.
Estimate how inflation affects an amount.
Taxes & VAT 2
Calculate VAT, amounts before and after tax, and other tax-related values.
Instantly calculate net price, VAT and gross price in either direction.
Build a French intra-community VAT number from a SIREN or SIRET, or check its key.
Margins & pricing 2
Calculate margin, margin rates, markup, coefficients, and selling prices.
Calculate a discounted price, the amount saved, or the discount percentage.
Calculate gross margin, markup rate, margin rate and selling price.
Profitability & performance 9
Measure ROI, break-even points, and other business performance indicators.
Calculate ROI, net gain and the total cost of an investment.
Calculate the revenue and sales volume needed to cover your costs.
Calculate CAGR between an initial and a final value.
Calculate the gross and net yield of a rental property investment.
Calculate net present value from an initial investment, future cash flows and a discount rate.
Estimate internal rate of return from an initial investment and future cash flows.
Calculate how long an investment takes to recover, with simple and discounted cash flows.
Calculate working capital requirement, working capital, net cash and WCR days.
Calculate French EBE, EBITDA and both margins as a percentage of revenue.
Business metrics 5
Measure customer acquisition, lifetime value, cash runway, inventory, and operating-cycle metrics.
Calculate average CAC and the payback period for customer acquisition spend.
Estimate LTV from monthly revenue, gross margin, and monthly churn.
Calculate monthly burn rate and the number of months of cash runway remaining.
Calculate annual inventory turnover and average days of inventory.
Calculate DIO, DSO, DPO, and cash conversion cycle days.
Salary & income 6
Convert hourly, weekly, monthly, and annual pay and compare compensation time bases.
Calculate pay from hours worked × hourly rate or convert hourly, weekly, monthly and annual salary.
Estimate net pay before income tax from gross salary, or calculate gross pay from net.
Calculate your new salary after a raise or find the percentage needed to reach a target salary.
Calculate sales commission from revenue and the applicable commission rate.
Estimate the day rate you need to reach a target monthly net income.
Calculate the 2-digit key of a French social security number or check a complete number.
Banking & payments 1
Validate and calculate identifiers and data used for bank payments.
Validate an IBAN checksum or calculate its check digits.
Religious giving 1
Calculate contributions and financial observances related to religious practice.
Estimate Zakat at 2.5% from assets, debts and your chosen Nisab standard.
Why this category?
Why use finance & business tools?
A business or money decision rarely rests on a single figure. This category brings together the everyday calculations of individuals, freelancers and small businesses: net and gross prices, margin and markup, gross and net pay, the cost of a loan, savings, investment appraisal, working capital and indicators such as NPV, IRR or the LTV/CAC ratio.
The Finance & business calculators rely on shared financial engines so that related tools return consistent results. Each page states its assumptions, such as nominal or effective rate, the base used for a margin or the estimated share of payroll contributions, and what it leaves out, such as the APR, personal taxation or contractual fees.
Use cases
Setting a selling price
Convert between net and gross prices, apply a discount or work out margin and markup from the purchase price.
Estimating pay
Convert an hourly, monthly or annual salary, estimate net pay from gross or measure a pay rise.
Assessing a loan or an investment
Simulate a loan and its amortisation, compare simple and compound interest or calculate NPV, IRR and payback period.
All these tools are also available as widgets
Add tools from this category to WordPress, Webflow, Wix, or any HTML page with the same local processing.
Frequently asked questions
Are financial calculations performed locally?
Yes. Compatible calculators perform their calculations directly in your browser.
Does the loan calculator include APR and insurance?
No. The general calculator uses the nominal rate and deliberately keeps fees, insurance and other costs separate when they require additional data.
Can I use these results to make a financial decision?
The tools provide simulations and estimates. They do not replace contractual terms from a lender or professional financial advice.