21available tools
Free, fast utilities available without creating an account.
Category
Finance & business
Simulate loans, monthly payments, interest and financing costs with detailed financial calculators and complete amortization schedules.
21 tools available
6subcategories
Clear families that help you find the right operation quickly.
21embeddable widgets
The same tools ready to embed directly on your own website.
Why this category?
Why use finance & business tools?
Financing decisions rarely depend on a monthly payment alone. This category brings together tools for understanding the true cost of a loan, the split between principal and interest, the remaining balance over time and the effect of extra repayments.
Finance & business calculators rely on shared financial engines so results remain consistent between general tools and future specialized calculators. The first tool already covers loan simulation, amortization and extra repayments; the category can later expand to interest, VAT, margins and profitability.
Use cases
Simulate a loan
Calculate a monthly payment, total interest, total repayment and payoff date.
Analyze amortization
Track the remaining balance and the principal-versus-interest split over time.
Test extra repayments
Measure interest savings and the reduction in loan term from additional payments.
Browse by subcategory
All tools
Loans & credit
Calculate payments, total cost, interest, and repayment schedules for loans and credit.
Finance & business
Loan calculator and monthly payments
Simulate a loan, calculate monthly payments and total cost, and view a complete amortization schedule.
100% localNew
Use this toolFinance & business
Mortgage affordability calculator
Estimate how much you can borrow and the home price you may afford from income, debts, down payment, rate and term.
100% localNewFeatured
Use this toolFinance & business
Debt-to-income ratio calculator
Calculate your total debt-to-income ratio, housing ratio and remaining monthly borrowing room.
100% localNewFeatured
Use this toolInterest & savings
Calculate simple or compound interest, capital growth, and savings scenarios.
Finance & business
Compound interest calculator
Calculate capital growth with compound interest and regular contributions.
100% localNew
Use this toolFinance & business
Simple interest calculator
Calculate simple interest and final amount.
100% localNew
Use this toolFinance & business
Inflation and purchasing power calculator
Estimate how inflation affects an amount.
100% localNew
Use this toolTaxes & VAT
Calculate VAT, amounts before and after tax, and other tax-related values.
Finance & business
VAT Calculator: Net, VAT and Gross
Instantly calculate net price, VAT and gross price in either direction.
100% localNew
Use this toolMargins & pricing
Calculate margin, margin rates, markup, coefficients, and selling prices.
Finance & business
Discount and Sale Price Calculator
Calculate a discounted price, the amount saved, or the discount percentage.
100% localNew
Use this toolFinance & business
Margin, margin rate and markup calculator
Calculate gross margin, margin rate, markup rate and selling price.
100% localNew
Use this toolProfitability & performance
Measure ROI, break-even points, and other business performance indicators.
Finance & business
ROI Calculator: Return on Investment
Calculate ROI, net gain and the total cost of an investment.
100% localNew
Use this toolFinance & business
Break-even Calculator and Break-even Point
Calculate the revenue and sales volume needed to cover your costs.
100% localNew
Use this toolFinance & business
CAGR calculator: compound annual growth rate
Calculate CAGR between an initial and a final value.
100% localNew
Use this toolFinance & business
Rental yield calculator
Calculate the gross and net yield of a rental property investment.
100% localNew
Use this toolFinance & business
NPV calculator – net present value
Calculate net present value from an initial investment, future cash flows and a discount rate.
100% localNew
Use this toolFinance & business
IRR calculator – internal rate of return
Estimate internal rate of return from an initial investment and future cash flows.
100% localNew
Use this toolFinance & business
Payback period calculator
Calculate how long an investment takes to recover, with simple and discounted cash flows.
100% localNew
Use this toolSalary & income
Convert hourly, weekly, monthly, and annual pay and compare compensation time bases.
Finance & business
Hourly, monthly and annual salary calculator
Convert hourly, weekly, monthly or annual pay based on your working time.
100% localNew
Use this toolFinance & business
Gross to net salary calculator
Estimate net pay before income tax from gross salary, or calculate gross pay from net.
100% localNew
Use this toolFinance & business
Salary increase calculator
Calculate your new salary after a raise or find the percentage needed to reach a target salary.
100% localNew
Use this toolFinance & business
Sales commission calculator
Calculate sales commission from revenue and the applicable commission rate.
100% localNew
Use this toolFinance & business
Freelance salary / day rate calculator
Estimate the day rate you need to reach a target monthly net income.
100% localNew
Use this toolAll these tools are also available as widgets
Add tools from this category to WordPress, Webflow, Wix, or any HTML page with the same local processing.
Frequently asked questions
Are financial calculations performed locally?
Yes. Compatible calculators perform their calculations directly in your browser.
Does the loan calculator include APR and insurance?
No. The general calculator uses the nominal rate and deliberately keeps fees, insurance and other costs separate when they require additional data.
Can I use these results to make a financial decision?
The tools provide simulations and estimates. They do not replace contractual terms from a lender or professional financial advice.